My Credit Keeper: Manage, Monitor, and Maximize Your Credit All In One Place With Mycreditkeeper
An economical and efficient way to get more information on your current credit situation and keep track of your credit score is by subscribing to a reputable credit monitoring service. My Credit Keeper is a credit monitoring service that provides subscribers with monthly credit reports from the three major credit report agencies: Equifax, Experian, and TransUnion.
The website annualcreditreport.com, run by Equifax, Experian, and TransUnion, provides one free credit report from each of the three major credit report agencies annually. You have the option to receive the three credit reports months apart as a way to monitor your credit reports. However, you cannot obtain a free credit report from this site. FICO, the company that created the most widely used system of measuring credit risk in the United States, has a website that provides subscribers with the opportunity to view their credit score. However, obtaining your credit score directly from FICO on a regular basis can get quite expensive in the long run.
At My Credit Keeper, you can view your credit scores from the three credit reporting agencies the same day you subscribe to the My Credit Keeper service. For added convenience, the credit reports can be accessed online at any time. The credit reports also contain your personal details, public records, account and credit history, open accounts and balances owed, as well as recent credit inquiries made.
Usability: A Driving Factor For The My Credit Keeper site
The My Credit Keeper website is divided into three parts: Monitor, Manage, and Maximize. The Monitor area of the website can be accessed after you complete your credit profile and verify your identity, a process that will only take a few minutes. Once this is done, you can enter the Monitor area and view your credit reports from Experian, TransUnion, and Equifax, your Personal Credit Scores, credit summary, account history, and public records; and receive alerts when inquiries are made about your credit reports by lawyers, employers, credit card companies, and others who need information about your credit history. Changes and recent activity such as new accounts opened under your name will cause alerts to appear on the page. Because My Credit Keeper monitors your credit reports regularly and more often, you will immediately be able to determine whether suspicious activity has occurred or is occurring in one or more of your accounts. This way, My Credit Keeper also helps protect you from identity theft while helping you keep track of your credit reports and credit score.
The Monitor section of the My Credit Keeper website allows you to make sure that all information used to calculate your score is accurate and to make the necessary changes if it is not. This area of the website also provides you with the Credit Card Information hotline number as well as a tool to calculate loan and credit card payoffs.
The Maximize section of the My Credit Keeper website features an easy-to-understand graph explaining your Personal Credit Scores, and articles, resources, and tips to help you maximize your credit score. The Maximize section also contains a number of other useful tools, such as a What If Simulator that allows you to simulate the effects of a major financial decision, such as taking out a new loan, will have on your credit score. Other tools in this section include the Auto Loan Calculator, Neighborhood Navigator, Debt Payoff Calculator, Home Budgeting Calculator, Fixed Mortgage Calculator, and the Auto Loan Calculator.
Try Out My Credit Keeper Free For A Limited Time
My Credit Keeper is offering new users a one month free trial, and if you’re completely satisfied with the service and wish to continue using the benefits of My Credit Keeper, My Credit Keeper can be accessed for only $9.99 a month. My Credit Keeper is a safe, secure, and economical way to keep track of your credit reports and to have a better idea of your credit score. My Credit Keeper contains all the information you will need to get your credit back on track, from personalized credit analyses, helpful tools, and Score Tracker to its simple step-by-step program to getting the best credit score possible.